Residential and commercial SMSF loans from specialist lenders, arranged alongside your accountant or financial adviser.
Estimated repayments
SMSF lending has its own rules and fewer lenders. We work alongside your accountant and financial adviser so the loan, the trust structure and the property line up.
Borrowing inside super uses a limited recourse borrowing arrangement, with its own rules and a smaller pool of lenders. We know who lends and how.
Limited recourse loans for houses, units and townhouses held as investments by your fund.
Finance for offices, warehouses, retail and industrial property owned by your fund.
Buy the premises your business operates from through your SMSF and lease it back at market rent.
Already have an SMSF loan? We'll check whether a sharper rate or better structure is available.
We coordinate the lending while your accountant, adviser and solicitor look after the fund itself.
Whether borrowing suits your fund is a strategy question for your licensed adviser or accountant.
Balance, contributions, members and the property you're considering.
We compare specialist SMSF lenders on rate, deposit, fees and terms.
We work with your team on the bare trust and custodian set-up through to settlement.
Many big banks have stepped back from SMSF lending. Knowing who still lends, and how, saves time and money.
Talk to a brokerAccess to the lenders still active in residential and commercial SMSF lending.
Accountants, advisers and solicitors stay in the loop throughout.
We're paid by the lender when the loan settles.
Application, valuation and lender questions handled through to settlement.
The home, the car, the investment property, the business. Same team, same lender panel, one conversation.
Home loansBuy, build or refinance
First home buyersLow-deposit options
Construction loansBuild or knockdown rebuild
Investment loansGrow your portfolio
Car financeNew, used and novated
Commercial propertyOffices, retail, industrial
Equipment financeMachinery, vehicles, tools
Business financeCash flow and growthIt's how an SMSF borrows to buy property. The property is held in a separate trust until the loan is repaid, and the lender's claim is limited to that asset, not the fund's other investments.
SMSF lenders usually need a larger deposit than a standard home loan, and they also look at the fund's liquidity after the purchase. We'll confirm current lender requirements for your situation.
No. Residential property held by an SMSF can't be lived in or rented by members or their relatives. Business premises can be leased to a member's business at market rent.
No. Propple arranges the lending. Whether an SMSF or borrowing inside super suits you is a question for a licensed financial adviser or your accountant.
Bring your accountant along if you like. We'll explain which lenders fit your fund and what they'll need.
Calculator results are estimates for illustration only. They use the figures you enter and an example interest rate, and do not include fees, charges or lender credit criteria. They are not a quote, an offer of credit or a pre-approval.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether it is right for you before acting on it. All applications are subject to lender assessment and approval.
Propple Pty Ltd, ABN 39 652 025 646. Credit Representative Number 537767. AFSL 384704. AFCA member 87648.
Propple does not provide financial product advice about superannuation or SMSFs. Speak to a licensed financial adviser about whether borrowing through an SMSF is appropriate for you.
