We compare your current loan against our lender panel and handle the switch if there’s a better deal. Lower rate, cash out or consolidate debts.
You could save
Lenders often save their sharpest rates for new customers. A refinance review takes one call, and if switching makes sense we manage the paperwork with both lenders.
A lower rate is the most common reason, but not the only one.
Move to a sharper rate or ask your current lender to match. Even a small rate cut adds up over the life of a loan.
Use the equity you’ve built to fund renovations, an investment property or a deposit for your next home.
Roll higher-interest debts such as car loans and credit cards into your home loan with one repayment.
Offset accounts, redraw, split loans or fixing part of your rate for certainty.
When your fixed term ends you may roll onto a higher variable rate. We compare options before it happens.
Most refinances settle within a few weeks.
Share your current loan details and goals.
We check rates, fees and break costs across our panel.
We prepare the application and manage the lender.
We coordinate the discharge and settlement with both lenders.
More options than calling your bank and asking for a discount.
Discharge fees, break costs and new loan fees, weighed against the saving.
We keep watching your rate after you switch.
The same person handles your refinance from review to settlement.
The home, the car, the investment property, the business. Same team, same lender panel, one conversation.
Home loansBuy, build or refinance
First home buyersLow-deposit options
Construction loansBuild or knockdown rebuild
Investment loansGrow your portfolio
Car financeNew, used and novated
SMSF loansProperty in your super
Commercial propertyOffices, retail, industrial
Equipment financeMachinery, vehicles, tools
Business financeCash flow and growthCompare the saving with the costs of switching, such as discharge fees, government registration fees and any break costs on a fixed loan. We do this calculation for you.
A new loan application appears on your credit file. We only lodge an application once we’ve agreed it’s worth it.
Yes. Some lenders assess BAS or business bank statements instead of full tax returns.
Often two to four weeks, depending on the lender and valuation.
Tell us about your current loan and we’ll show you whether switching could save you money.
Calculator results are estimates for illustration only. They use the figures you enter and an example interest rate, and do not include fees, charges or lender credit criteria. They are not a quote, an offer of credit or a pre-approval.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether it is right for you before acting on it. All applications are subject to lender assessment and approval.
Propple Pty Ltd, ABN 39 652 025 646. Credit Representative Number 537767. AFSL 384704. AFCA member 87648.
