Car finance without the dealership pressure.

New, used, private sale, novated or for the business. Get pre-approved before you shop and negotiate like a cash buyer.

50+ lenders comparedNo brokerage fees on most loansAustralian Credit Representative 537767

Estimated repayments

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Car key resting on a dashboard

In the driveway sooner, with less paperwork.

Tell us the car and your budget. We compare lenders, sort your pre-approval and can pay the dealer or private seller directly, so all that’s left is picking it up.

  • Pre-approval before you start shopping
  • Dealer and private sales
  • Novated and business options

Finance for whatever you drive

We match the structure to how you'll use the vehicle and how you earn, so the repayments and tax treatment work for you.

New and used car loans

Secured car loans for dealer or private sales, with fixed rates and terms from one to seven years.

DealerPrivate saleFixed rate

Novated leasing

Package a car through your employer and pay for it, plus running costs, from your pre-tax salary.

Salary packagingEV options

Business vehicles

Chattel mortgages, finance leases and hire purchase for ABN holders buying utes, vans, trucks and fleets.

Chattel mortgageFinance leaseFleet

Bikes, caravans and boats

Secured finance for motorbikes, caravans, campers and boats on similar terms to a car loan.

CaravansMarineMotorbikes

How it works

Most car loans move from first call to funds in days, not weeks.

  1. Tell us the car

    New or used, dealer or private, plus your budget and income.

  2. Get pre-approved

    We compare lenders and lock in a pre-approval so you know your limit.

  3. Shop with confidence

    Negotiate on price like a cash buyer, without dealer finance pressure.

  4. We settle the purchase

    We pay the dealer or seller directly so you can pick up the keys.

A better way to buy a car

Dealer finance is convenient. Comparing the market is usually cheaper.

Talk to a broker

Banks and specialist car lenders

More options than the one lender a dealership works with.

Fast pre-approvals

Know your budget before you walk in, and move quickly when you find the right car.

Private sales handled

We check the vehicle details and pay the seller directly.

PAYG, self-employed and ABN

Options for employees, contractors and business owners alike.

One broker for the whole picture.

The home, the car, the investment property, the business. Same team, same lender panel, one conversation.

Common questions

What is a balloon payment?

A lump sum due at the end of the loan. It lowers your regular repayments, but you'll pay more interest overall and need to pay or refinance the balloon when the term ends.

Can I finance a private sale?

Yes. We confirm the vehicle details and that there's no money owing on it, then pay the seller directly.

What's the difference between a car loan and a novated lease?

A car loan is in your name and paid from after-tax income. A novated lease is an agreement with your employer, with repayments and running costs packaged from your pre-tax salary.

Do I need a deposit?

Not always. Many lenders offer no-deposit car loans for eligible borrowers, though a deposit can reduce your rate and repayments.

Know your budget before you shop

A free call with a Propple broker. We'll tell you what you can borrow and get you pre-approved.

Book a free call

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Name
Propple Pty Ltd
AFCA Number
87648
AFSL Number
384704
Credit Rep Number
537767
ABN
39652025646