Investment loans structured around your goals, tax position and next purchase. Interest only, principal and interest, offset and equity release.
Estimated repayments
How you set up your first investment loan affects how easily you can buy the second and third. We think about your whole plan, not just the next purchase.
We work with your accountant so the loan structure suits your tax position.
Loans for houses, units and townhouses you rent out, with interest-only or principal and interest repayments.
Release equity from your home or existing investments to fund your next deposit without selling.
Structure multiple properties across lenders so one lender’s policy doesn’t limit your growth.
Lenders that accept trust and company borrowers, set up with your accountant.
Buy residential or commercial property through your self-managed super fund.
We plan for the portfolio, then finance the purchase.
Your goals, current properties, income and timeline.
We map your borrowing capacity and how to structure it.
We secure finance so you can move quickly on the right property.
We settle the purchase and keep reviewing your position.
Lender choice and structure decide how far your portfolio can go.
Talk to a brokerPolicies on rental income and serviceability vary widely between lenders.
Structures set up with your tax adviser in the loop.
We check your rates and borrowing capacity as your portfolio grows.
We are paid by the lender when your loan settles.
The home, the car, the investment property, the business. Same team, same lender panel, one conversation.
Home loansBuy, build or refinance
First home buyersLow-deposit options
Construction loansBuild or knockdown rebuild
Car financeNew, used and novated
SMSF loansProperty in your super
Commercial propertyOffices, retail, industrial
Equipment financeMachinery, vehicles, tools
Business financeCash flow and growthInterest only lowers repayments for a set period but you won’t reduce the loan balance. Which suits you depends on your goals and tax position, so talk to your accountant as well as us.
Often 10–20%, or you can use equity in an existing property. Less than 20% usually means lenders mortgage insurance.
Yes, most lenders count a portion of expected rent, usually 70–80%, when assessing your borrowing power.
Yes. We can release equity from your home to fund the deposit and costs on an investment property.
A free strategy call with a Propple broker about your borrowing capacity and the right loan structure.
Calculator results are estimates for illustration only. They use the figures you enter and an example interest rate, and do not include fees, charges or lender credit criteria. They are not a quote, an offer of credit or a pre-approval.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether it is right for you before acting on it. All applications are subject to lender assessment and approval.
Propple Pty Ltd, ABN 39 652 025 646. Credit Representative Number 537767. AFSL 384704. AFCA member 87648.
Propple does not provide tax or financial product advice. Speak to your accountant or a licensed financial adviser about the tax and investment implications of property investment.
