Repayments, borrowing power, car loans and refinance savings. Change any figure and the results update instantly.
See what a loan could cost you each month, fortnight or week over its full term.
A rough guide to how much a lender may let you borrow, based on income, expenses and existing debts. Add a second income if you’re buying with a partner, friend or family member.
You could borrow around
Work out repayments on a new or used car, with an optional balloon at the end of the term.
Estimated repayments
Compare your current rate with a lower one to see what switching could save.
You could save
Calculators give you a starting point. A broker can tell you what lenders will actually offer.
The home, the car, the investment property, the business. Same team, same lender panel, one conversation.
Home loansBuy, build or refinance
First home buyersLow-deposit options
Construction loansBuild or knockdown rebuild
Investment loansGrow your portfolio
Car financeNew, used and novated
SMSF loansProperty in your super
Commercial propertyOffices, retail, industrial
Equipment financeMachinery, vehicles, tools
Business financeCash flow and growthThey give a reasonable starting estimate, but real results depend on each lender’s rates, fees and assessment rules. A broker can confirm what you’d actually be offered.
Lenders test whether you could still afford repayments if rates rose, usually around 3% above the actual rate. This calculator does the same, and also counts credit card limits even if you don’t use them.
The rates shown are examples only. Use a rate you’ve been quoted, or talk to us for current rates across our panel.
No. Nothing you enter here is stored or sent anywhere, and there’s no credit check.
A free call with a Propple broker. We’ll check your numbers against real lender policy and give you a clear next step.
Calculator results are estimates for illustration only. They use the figures you enter and an example interest rate, and do not include fees, charges or lender credit criteria. They are not a quote, an offer of credit or a pre-approval.
The information on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether it is right for you before acting on it. All applications are subject to lender assessment and approval.
Propple Pty Ltd, ABN 39 652 025 646. Credit Representative Number 537767. AFSL 384704. AFCA member 87648.
Borrowing power estimates use 2025–26 Australian resident income tax rates plus the Medicare levy, a 3% assessment buffer and 3.8% of credit card limits as a monthly commitment. Lenders apply their own calculations and minimum living expense benchmarks.
